IRA Rollover/Early Buy-out Opportunities

If you have been given the opportunity to retire or to retire early, you will be or have been targeted by a number of financial advisers who will use dinner meetings to get your business. My advice to you is to stay away from such offers of conflict as they can be hazardous to your wealth and your health. Additionally, if your adviser recommends a variable annuity as a way to get guaranteed income for life, have them compare it to a fixed index annuity that offers guaranteed income for life. Both annuities offer a guaranteed income for life rider, so be sure to compare the fees. The difference in cost will amaze you.